Leasing vs. Buying: Which Choice Is Right for You?

At Brickner's of Wausau, we work with our community of drivers that have a variety of personal budgets and driving needs. When you're looking to get behind the wheel of an all-new Dodge, FIAT, Chrysler, Jeep, Ram or one of our many high-quality pre-owned models, our expert financing professionals are available to work with you to navigate our auto-financing options to determine which option works for you.

We connect our community of drivers near Stevens Point, Mosinee, Weston, and Merrill to multiple auto-financing opportunities including leasing and buying/applying for a loan. When deciding whether to lease or buy, drivers need to think about their budget, how long they want to drive their next vehicle, and whether or not they want to customize the vehicle or deal with potential costs later. Here at Brickner's of Wausau we want to help customers understand all their choices when it comes to financing their next car or truck.

Benefits of Leasing

• Lower monthly payments and little-to-no down payments makes leasing more economical at the beginning with little upfront costs.
• Leasing allows you to get more car for less money
• Leasing protects you under the vehicle's included factory warranty, allowing for lower repair costs.
• Do you have your eye on a new model? Leasing allows you to easily transition from one model to the next.
• When leasing, drivers pay less in sales tax.

Cons of Leasing

• At the end of the leasing term, you don't own the car. However you have the option to purchase the vehicle at that point if interested.
• You have to keep mileage limits in mind. A typical limit is 12,000 a year though you can purchase extra miles if needed.
• Even with lower upfront costs, you could end up spending more on than buying and retaining your vehicle for years.
• You could face extra wear and tear costs at the end of your lease.
• Terminating your lease could be costly.

Benefits of Buying

• You can modify your new car as you like with additional accessories.
• You'll save more money in the long-run.
• You don't have to worry about mileage caps and can drive with flexibility.
• You can trade-in your bought vehicle towards your next purchase

Cons of Buying

• You face higher down payments to avoid owing more than the car is worth.
• Your monthly car payments are higher than a leasee's.
• You're responsible for all repair costs and maintenance once the warranty expires
• Trading-in your vehicle could be cumbersome.
• You have more money tied-up in your vehicle.

Stop by Brickner's of Wausau with any Car Financing Questions

Navigating your next auto purchase or loan doesn't have to be a hassle. At Brickner's of Wausau, our financing professionals have the experience, network, and resources to connect you to the best possible plan that works for you. Whether you're looking for a high-performing Ram 2500 or 3500 pickup or an off-roading Wrangler or Wrangler JK with the classic Jeep look, we can help get you behind the wheel sooner than you think. Visit us today at 2525 Grand Avenue in Wausau or contact us at (715) 301-0374 to speak with our Sales staff directly.